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KiwiSaver Plus (proposed)

The KiwiSaver Plus proposal from the New Zealand Institute would build on the government’s KiwiSaver program by starting this savings product at birth and incorporating more incentives to save. Under this proposal, accounts would be established for all children with an initial NZ$500 deposit, followed by additional NZ$500 contributions into the account by the government at age five and ten. Up to NZ$200 of personal contributions would be matched a year. In addition, the endowment, top-ups, matches, and the first NZ$200 of contributions each year could grow tax-free. At age 18, the account could be used for a post-secondary education, a home, or saved until retirement. These accounts would continue to be used throughout adulthood through the KiwiSaver program which, starting in 2007, will allow employees to save for their retirement and a first home purchase.
KiwiSaver program comments, with overview of KiwiSaver Plus proposal
Opportunity for a Lifetime: Creating an Ownership Society in New Zealand